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Welcome to the ultimate guide for handling credit!

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Facts For Starters

Fact #1...
It has taken most of us several years to damage our credit.

Fact #2...

It will take time, patience, and hard work to undo those years of neglect.

Accept these facts, and you'll succeed beyond your dreams!  Enjoy the journey and fun!

There are no "secret" strategies involved.  Just plain hard work.  Look around our CreditMania site, and you'll find most all the basic resources you'll need to get started on your journey.  In some cases you may feel overwhelmed or hopeless.  If so, then you may want to seek professional guidance.  But all you really need is time and a positive attitude. YOU WILL WIN! Start Here

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Article Of The Month

CONSUMER ALERTS!

Credit Repair - Illegal?
by Barry Noret

One of the biggest misconceptions we all face is that credit repair is illegal.  The truth is, when done by the book, credit repair is perfectly legal.  When you consider that 50-70% of all credit reports in the United States are inaccurate, something has to be done.  Yes, there are scoundrels and firms out there touting repair services that are very illegal.  A couple key things to remember are...MORE
#1-- Credicorp/CreditCorp
Dallas, Texas (214)-630-0510
They're a merchandising/catalog company. They want 29.95 for membership in exchange for a gold card usable for products in the catalog. THIS IS NOT A BANK CARD.  Here is a consumers experience...MORE
#2-- Platinum2000 Visa
They're a telemarketing firm offering membership in there discount programs. And they are hitting the phones hard and heavy this year.  You receive discounts...MORE
#3-- Gulf State Credit
They're a collection agency that is very hard to deal with.  They buy up old debts and attempt...MORE 

#4-- First Choice Visa
This company seems to be heating up the phone lines.  Big promises and many complaints seems to be the trend...MORE

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