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Sample Dispute Letter- DO NOT SHOW STUFF IN YELLOW

Date:

Regarding: Put Credit File # (Found on Credit Report)

Credit Bureau
Street Address 
City, State, Zip

rewrite in your own words

Dear Reviewer:

I recently received a copy of my credit file. This report lists the following items that are in error. These items are in error because of the reason listed. Please verify the following items and update my credit report to accurately reflect my actual credit worthiness. Upon reading the info included in the credit file packet I received from you, I expect you to conclude this process in the 30 days allowed under the FCRA. Thanks for your help in making my file reflect my true standing.

      Item-#                Account Name                              Reason Of Dispute

1)

2)

Reasons include: not mine, amounts incorrect, dates incorrect, status incorrect, outdated.

3)

4)

In closing, please send me my free updated copy of my file as soon as you have completed the corrections.

Respectfully,

Your Signature

Name
Address
City, State, ZIP
Social Security Number
Date of Birth